You have a lot to learn about health insurance.  The first step is to go to the quote engine input your information and get quotes.  This will give you specific price ranges.  You’ll most likely be overwhelmed with the number of options you have available. 

The next step is why are you uninsured?  If you meet low income requirements you may be able to qualify for Medicaid, MIChild, or Healthy Kids.  If you don’t meet those requirements then you have to ask yourself why do I need health insurance?

Medical Bankruptcy is the number one cause of Bankruptcy in America.  Did you know that some back surgeries cost over $100K?  Look at our brochures, listen to our podcasts, email, or call us we can help you with the questions you have.

Often times the barrier for the uninsured into the health insurance market are two things.  One the cost barrier people would rather take their chances that put down money every month to protect them just in case.  The other barrier is that people don’t perceive value for health insurance with deductibles from $1000-$10000.  The argument often is I would never spend more than $1000 in a given year.  That’s true as a matter of fact 80% of use don’t use more than $1000 a year in health benefits.  However, it only takes one time, one unforeseen accident or one rare illness and you may have tens or hundreds of thousands of dollars in bills that you’ll be paying for the rest of your life. 

We recommend that if you can’t afford a lot to get Value Blue this way you have a good major medical policy at a low cost and something to keep you away from medical bankruptcy.